Protect the people who depend on you
Make sure your family keeps their home and their footing if something happens to you. Start your secure application online — it only takes a few minutes.
No account or password needed — your progress saves automatically as you go.
Why apply with Isaac Plans?
A tax-free payout for your family
Your beneficiaries receive the benefit income-tax free, and can use it for the mortgage, tuition, or everyday bills.
No medical exam options
Many applicants qualify for coverage with health questions only — no lab work, no nurse visit.
Lock in your rate now
Premiums are based on your age and health today. The younger and healthier you apply, the less you pay for good.
Bilingual, licensed support
Get help in English or Spanish from a licensed advisor at every step.
How to apply
- 1
Open your secure application
Tap Apply now and your private application opens immediately — no account, no password. Come back on this device anytime to pick up where you left off.
- 2
Fill out the secure form
Answer a few guided questions about your health, the coverage you want, and who you'd like to protect. Everything is encrypted and saves automatically as you go.
- 3
We review and reach out
Once you submit, we shop your application across carriers and contact you with your best options.
Your information is encrypted and never shared. This process is 100% secure.