⭐⭐⭐⭐⭐ Maria Gonzales
When my son broke his arm, the hospital bill was a shock. Our indemnity policy from Isaac sent us a check in days, and we used it to cover our deductible and groceries while I took time off work.
Isaac Orraiz – Insurance Agent
Hospital Indemnity
Cash Benefits When You Need Them Most
Even with good health insurance, a hospital stay can leave you owing deductibles, coinsurance, and everyday bills. A hospital-indemnity plan pays you a lump-sum cash benefit directly, so you decide whether to cover medical costs, rent, child-care, or anything else.
About Isaac
Your trusted health-insurance partner
With licenses in multiple states and expert knowledge of supplemental plans, Isaac makes sure no gap is left unprotected.
Isaac Orraiz
Licensed Health Insurance Agent
NPN: 21592068
What is Hospital Indemnity Insurance?
It’s a supplemental plan that pays YOU directly—cash per day or per event—to offset deductibles, copays and lost income while you’re hospitalized.
Allstate Cash Benefits
Daily payments up to $500
Start OnlinePolicies issued by the carrier. Subject to underwriting approval.
Most adults are already eligible
Hospital indemnity plans are surprisingly easy to qualify for:
- Ages 18–85 accepted
- No network restrictions
- Keep your current doctors
- Cash benefits paid directly to you
Some pre-existing conditions may affect benefit payouts.
Three simple steps to get covered
The entire process takes about 10 minutes.
- 1Complete a short health questionnaire
- 2Choose your daily benefit amount
What you’ll need
- Basic personal information
- Current health-insurance details
- Preferred payment method
- A few minutes of your time
Approval is usually instant!
FAQs
Common questions about Hospital Indemnity
It pays cash to you; you decide how to use it.
Ready to guard your savings? Book a free 20-minute consultation with Isaac today.