Final Expense (Burial Insurance)
Simple, Guaranteed Coverage for Life’s Final Costs
Final expense insurance (whole life) is designed to help loved ones pay for funeral, burial/cremation, medical bills, and small debts. Level premiums, fixed benefits, and fast, paper-light applications.
About Isaac
Your trusted guide for simple, permanent protection
I help you compare final expense carriers, build a realistic benefit amount, and apply online—often with instant decisions.
Isaac Orraiz
Licensed Insurance Agent
NPN: 21592068
What Is Final Expense Insurance?
A small whole-life policy (typically $5,000–$40,000) that never expires as long as premiums are paid. Benefits can be used for funeral costs, cremation/burial, medical bills, or any need.
Many adults already qualify
Options exist for a wide range of health histories:
- Issue ages commonly 45–85 (varies by carrier)
- Immediate or graded benefits depending on health
- No medical exam—simple health questions
- Fixed premiums and lifetime coverage
Approved benefit amounts and waiting periods vary by carrier and health history.
Three simple steps to get covered
Most applications take about 10 minutes.
- Answer a few health questions to determine level vs. graded benefits
- Choose a benefit amount that fits your budget
What you’ll need
- Basic personal information and beneficiary
- Health history (yes/no questions)
- Preferred payment method (bank or card)
- A few minutes of your time
Many decisions are instant.
FAQs
Common questions about Final Expense
Want a quick quote matched to your health and budget? Book a free 15-minute call.