Isaac Plans Logo
Isaac PlansInsurance

Insurance Blog

Stay informed with our latest articles on insurance, helpful guides, and industry insights.

Browse Categories

Featured Posts

All Posts

Showing 1-12 of 20 posts

A group of people smiling looking at a laptop screen
IUL

IUL Insurance Costs: Understanding Premiums, Fees, and Total Cost of Ownership

Get a complete breakdown of IUL insurance costs. Learn about premiums, fees, surrender charges, and total cost of ownership to understand the real cost of IUL insurance.

A couple enjoying retirement
IUL

IUL Insurance for Retirement: How to Use Indexed Universal Life as a Retirement Tool

Learn how to use IUL insurance as a retirement planning tool. Understand tax advantages, retirement income strategies, policy loans, and how IUL can supplement your retirement savings.

Stock market screen
IUL

IUL vs Whole Life Insurance: Which is Better for Building Cash Value?

Compare IUL vs Whole Life insurance for cash value growth. Learn about fees, flexibility, returns, and which permanent life insurance option is better for building wealth.

A hospital
Hospital Indemnity

How Hospital Indemnity Insurance Works: Real Examples and Scenarios

Learn how Hospital Indemnity insurance works with real examples and scenarios. Understand the claims process, when benefits pay out, and see how cash benefits work in practice.

A woman comparing an apple with a donut
Hospital Indemnity

Hospital Indemnity vs Critical Illness Insurance: Which Do You Need?

Compare Hospital Indemnity vs Critical Illness insurance. Learn the differences, coverage comparison, costs, and when each type of supplemental insurance makes sense for your situation.

Canvas saying success go get it
Hospital Indemnity

Hospital Indemnity Insurance: How Much Cash Can You Get Per Day?

Learn about Hospital Indemnity insurance daily benefit amounts, payout rates, maximum benefits, and real examples. Understand how much cash you can receive per day when hospitalized.

An eye
Dental & Vision

Standalone Dental vs Vision Insurance: Do You Need Both or Can You Bundle?

Compare standalone dental and vision insurance vs bundled plans. Learn when to get separate plans, when to bundle, cost savings, and which option provides the best value for your needs.

A dentist working on a patient mouth
Dental & Vision

Vision Insurance: What's Covered and How to Save on Eye Care Costs

Learn what vision insurance covers, including eye exams, frames, lenses, contacts, and LASIK. Discover how to maximize your benefits and save money on eye care costs.

A dentist working on a patient mouth
Dental & Vision

Dental Insurance Plans Explained: HMO vs PPO vs Indemnity Plans

Learn about different dental insurance plan types: HMO, PPO, and Indemnity plans. Understand network restrictions, costs, coverage differences, and which plan type is best for your needs.

A lot of coins
Short Term Medical

Short Term Medical Costs: What You'll Really Pay (Premiums, Deductibles, and More)

Get a complete breakdown of Short Term Medical insurance costs. Learn about premiums, deductibles, hidden fees, and total cost of ownership to budget accurately for temporary coverage.

A canvas with the letter who
Short Term Medical

Who Needs Short Term Medical Insurance? 7 Situations Where It Makes Sense

Discover 7 specific situations where Short Term Medical insurance makes sense. Learn if temporary health coverage is right for you based on your life circumstances and coverage needs.

A guy in his office
Short Term Medical

Short Term Medical vs COBRA: Which is Better When You Lose Job-Based Coverage?

Compare Short Term Medical insurance vs COBRA coverage. Learn about costs, coverage differences, eligibility, and when each option makes sense after losing job-based health insurance.