Isaac Plans Logo
Isaac PlansInsurance
Health Coverage Alternative

Real health coverage when ACA isn't an option

No immigration status required and no open enrollment window to wait for. Start your secure application online — it only takes a few minutes.

Apply for health coverage without ACA with Isaac Plans
Apply now

No account or password needed — your progress saves automatically as you go.

Why apply with Isaac Plans?

No immigration status required

These plans are available regardless of immigration status — no Social Security number requirement to get covered.

Enroll any time of year

There's no open enrollment period and no qualifying life event needed. Apply the day you need coverage.

Built for the self-employed

A practical fit for freelancers, contractors, business owners and students who don't get a subsidy or an employer plan.

Bilingual, licensed support

Get help in English or Spanish from a licensed advisor at every step.

How to apply

  1. 1

    Open your secure application

    Tap Apply now and your private application opens immediately — no account, no password. Come back on this device anytime to pick up where you left off.

  2. 2

    Fill out the secure form

    Answer a few guided questions about you and anyone else you want covered. Everything is encrypted and saves automatically as you go.

  3. 3

    We review and reach out

    Once you submit, we review your application and contact you to confirm your plan and start date.

Your information is encrypted and never shared. This process is 100% secure.

    Apply for Health Coverage Without ACA | Isaac Plans