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Isaac Orraiz - Insurance Agent

The Affordable Care Act
ACA Health Insurance in Utah
ACA Health Insurance in Utah

Compare ACA marketplace plans in Utah and find out if you qualify for subsidies. I am licensed in Utah and ready to help you enroll in the right plan at no extra cost.

Isaac Orraiz
About Me

Helping You To Manage Your ACA Needs!

I am Isaac Orraiz, a licensed health-insurance agent specializing in ACA (The Affordable Care Act) plans. I help individuals and families get affordable coverage tailored to their needs, including dental, vision, hospital indemnity, cancer plans, stroke plans and more. I provide expert guidance every step of the way.

Isaac Orraiz

Insurance Agent

What is the Affordable Care Act (Obamacare)?
What is the Affordable Care Act (Obamacare)?

The Affordable Care Act (ACA), also known as Obamacare, is a comprehensive health-care reform law enacted in March 2010. Its goal is to put affordable health insurance within reach of more people, expand the Medicaid program, and foster innovative methods of delivering medical care to reduce costs. Thanks to the ACA, millions of previously uninsured individuals now have access to quality health care.

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Who Qualifies?

To be eligible to enroll in health coverage through the Health Insurance Marketplace, you must:

  • Live in the United States
  • Be a U.S. citizen or national (or be lawfully present)
  • Not be incarcerated

There is no income limit to use the Health Insurance Marketplace. Special patient protections under the ACA ensure that insurers cannot refuse coverage based on gender or a pre-existing condition, there are no lifetime or annual limits on essential health benefits, and young adults can stay on their family's insurance plan until age 26.

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Important Utah

Yes. Utah residents can enroll in ACA marketplace plans during Open Enrollment (Nov 1 - Jan 15) or through a Special Enrollment Period if you qualify. I am licensed in Utah and can help you compare plans and apply for premium tax credits.

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